Merchants everywhere need KODA to get paid safely — verification credit (ACU) and monthly plans. Buy at wholesale, sell both to the shops around you, and keep the margin. Prepaid, no inventory risk, and you're paid the moment they pay you.
Every $100 of voucher inventory (at 80% wholesale) resells for $125 — you keep $25. Sell PINs from a kiosk, by SMS, or printed. No device needed.
Every $100 of float (at 85% wholesale) resells for $117.65 — you keep $17.65. Sell face-to-face; the sale settles the instant the customer pays you.
Sell ACU credit or monthly plans — buy inventory at wholesale (80% reseller · 85% distributor), resell at the list price and keep the 15–20% spread. Scale it: a reseller moving $1,000 a week keeps $200. (Merchants who can pay KODA directly get the lower direct price; the agent list price is the convenience premium for cash.)
KODA never holds or moves the cash — and you never front more than you sell. Your inventory is prepaid credit that only converts when a real merchant buys it. A distributor can never settle more than the float they paid for; a voucher can never be worth more than it was signed for. No stock to spoil, no chargebacks, no telco contract.
A trusted field agent or shop holds prepaid float and resells ACU credit or a monthly plan to merchants nearby. The merchant pays the agent by mobile money; the agent's phone confirms it; the credit or subscription lands automatically.
A legal reseller prepurchases inventory and issues voucher batches — signed, single-use PINs, like airtime scratch cards. A merchant types the PIN and gets ACU credit — or a 30-day subscription. No device needed to redeem.
You buy verification credit (ACU) below the price merchants pay, and keep the difference on every sale.
| You pay / ACU | You keep per $100 sold | |
|---|---|---|
| Distributor wholesale | $0.0276 | $15.00 |
| Reseller wholesale | $0.0260 | $20.00 |
| Retail — what merchants pay you | $0.0325 | — |
Resell at KODA's retail price, or set your own street price and keep even more. Prices are per ACU; a typical payment verification is 1 ACU.
| Distributor (KD) | Reseller / voucher | |
|---|---|---|
| Best for | In-person agents in a market or street. | Retail & kiosk distribution — printed or SMS PINs. |
| Merchant pays | The agent, by mobile money. | Whoever sold them the PIN — off-platform. |
| Needs a device | Yes — the KD's Sentinel confirms. | No — redemption is just the PIN. |
| Settles | Live & automatic on SMS confirmation. | Instantly when the PIN is entered. |
| Inventory unit | Prepaid float (a running balance). | Signed vouchers (discrete PINs). |
| Kill switch | Freeze the KD. | Void the batch / suspend the reseller. |
Tell us where you are and how you'd like to sell. We'll reach out to set you up — most partners are live the same day their first wholesale payment clears.