KODA turns the confirmation SMS every mobile money operator already sends merchants into structured payment truth — with no telco contract, anywhere on Earth.
Every conventional mobile-money "integration" negotiates B2B API access with each operator: 6–18 months per telco, per country, contracts, and frequent flat rejection for SMEs. Which is why most mobile-money commerce worldwide still ends with "send me a screenshot."
KODA doesn't integrate with operators. A 6 MB app on the merchant's own phone (KODA Sentinel) reads what the operator already sends — reference, amount, sender, running balance — structures it, and turns it into verifiable truth delivered through five doors: a Verify Console for merchants who never write code, WhatsApp for sellers who live in the chat, a 3-endpoint API for platforms, and USSD + inbound SMS for feature phones.
KODA never touches, holds, routes, or settles funds — which keeps the verification layer outside EME/PSP licensing scope while BitriPay handles everything rail-side downstream.
KODA is built by Groupe Nseya Digital / JNN Global Ltd within the BitriPay ecosystem, launched from Kinshasa with worldwide coverage waves — DRC → Africa core → South Asia → SE Asia & Pacific → MENA & Horn → LatAm. The registry already spans 235 operators in 95 countries across 12 regions. See coverage →