KODA verifies against 235 mobile money operators across 95 countries — because coverage is a parsing template, not a telco contract. New operators go live in days.
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KODA verifies mobile money payments against 235 operators across 95 countries, and the reason it can span that many networks is the single most important thing to understand about its coverage: coverage is a parsing template, not a telco contract. KODA does not integrate with each operator's systems. It reads the confirmation message the operator already sends to the merchant, so adding a new operator means teaching the engine to read one more message format — not signing one more deal. The live map is on KODA global coverage — operators & countries.
That distinction is why KODA is effectively worldwide from day one. A verification tool that depends on telco APIs can only work where it has struck an agreement, which is slow, country by country, and tends to stop at the biggest markets. Because KODA works off the SMS the operator already delivers, the same approach that verifies Orange Money in Kinshasa verifies M-Pesa in Nairobi, MTN MoMo in Accra and Wave in Dakar — without a single operator having to agree to anything. The underlying method is explained in How to Verify an M-Pesa Payment Without a Telco API.
When an operator is not yet covered, getting it added is deliberately fast. Through the Community Template Program, a merchant simply sends in a handful — about five — of sample confirmation messages from that operator, and KODA builds a parsing pack from them, usually going live within days. There is no procurement cycle and no waiting on a telco; the people who receive the messages are the people who unlock coverage. A market that no card processor or API-based rival serves can be supported in KODA almost immediately.
Coverage is also honest and observable rather than a marketing number. The per-operator parse health — how reliably KODA is reading each operator's current message format — is published openly on KODA platform status & operator parse health, because formats do occasionally change and the responsible thing is to show it. If an operator tweaks its SMS wording, the template is updated and the status reflects it; nothing is hidden behind a claim of universal support that quietly fails in the field.
For a business that operates across borders, this breadth removes a whole class of problem. A marketplace onboarding sellers in a dozen countries, or a platform expanding region by region, does not need a different verification provider per market or a new integration for each operator; one KODA account and one API, described in The Mobile Money Verification API (3 Endpoints, No Telco Deal), reach all of them. The sub-merchant model in Verify Marketplace Payments Across Thousands of Sub-Merchants then lets that single integration cover thousands of merchants at once.
It is worth stating the one precondition clearly, because it is the same one that makes everything else possible: the merchant must receive the operator's confirmation message on the number being paid. KODA reads that real message; it does not hold an operator relationship and it does not move money. Coverage therefore means the engine can read a given operator's confirmations reliably — not that KODA has any special status with that operator, which it neither needs nor claims.
If your operator is on the map, you can verify today; if it is not, you can likely be live within days of sending a few sample messages. Check whether your operator is covered on KODA global coverage — operators & countries, watch parse health on KODA platform status & operator parse health, and if you need a new one added, Get started with KODA free and start the template with your own confirmation SMS. Coverage that grows from the merchants who use it is coverage that reaches where commerce actually happens.
KODA verifies against 235 operators across 95 countries, including M-Pesa, Orange Money, Airtel Money, MTN MoMo and Wave. The full, live map is on KODA global coverage — operators & countries, and parse health per operator is shown on KODA platform status & operator parse health.
Because coverage is a parsing template, not a contract. KODA reads the confirmation SMS the operator already sends the merchant, so a new operator means a new message template — not a new integration. The method is in How to Verify an M-Pesa Payment Without a Telco API.
Usually within days. Through the Community Template Program you send about five sample confirmation messages from that operator and KODA builds a parsing pack from them. Start by creating an account on Get started with KODA free.
No, and it does not need one. KODA reads the operator's own confirmation message on the merchant's phone and never holds or moves money. Coverage means the engine can reliably read that operator's confirmations, nothing more.
Yes. One account and one API reach every covered operator in all 95 countries, and the sub-merchant model in Verify Marketplace Payments Across Thousands of Sub-Merchants extends that to thousands of merchants without a new integration per market.