Buy KODA verification inventory at wholesale, resell it in your area at list price, and keep a 15–20% spread — prepaid, with no chargebacks and no inventory risk.
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KODA's partner programme is for people who want to earn from mobile money verification rather than only use it. It comes in two roles. A reseller buys verification inventory — account credit, called ACU, or signed voucher PINs — at 80% of the list price, and resells it at list, keeping the 20% spread. A distributor buys float at 85% and keeps 15%, trading a slightly thinner margin for larger volume and standing credit. In both cases you are selling the one thing the whole platform runs on: the ability to confirm, in about three seconds, that a mobile money payment is genuinely real. The full partner terms live on Become a KODA partner — earn reselling payment verification.
What makes this a comfortable business to run is that it is entirely prepaid. You buy your inventory up front, so there is no credit to chase and — crucially — no chargebacks to fear. A reseller of card-based products lives with the constant risk that a sale is reversed weeks later; here the money you take for a voucher or a float top-up is final the moment the merchant pays you. You are never out of pocket for a sale that unwinds, and you carry no perishable stock: ACU does not expire on a shelf, and a voucher PIN simply waits until it is redeemed.
The economics are deliberately simple. Every $100 of voucher inventory bought at the 80% wholesale rate resells for $125, so you keep $25. Every $100 of float bought at the 85% distributor rate resells for about $117.65, leaving you $17.65. Scale it and the spread compounds: a reseller moving $1,000 of inventory a week keeps roughly $200 a week, with no inventory risk and nothing to reconcile against a bank. The live figures and current wholesale rates are always shown on Become a KODA partner — earn reselling payment verification.
You do not need to be technical, and you do not need any special device. Partners sell the way their customers already buy — face to face at a kiosk, over SMS, or with printed PINs handed across a counter like scratch cards. A cyber café, an airtime dealer, a mobile money agent or a neighbourhood shop can add KODA to what they already sell without changing anything about how they operate. The signed voucher system that makes this possible, including how PINs are redeemed completely offline, is explained in Mobile Money Verification Vouchers That Work Offline.
Operationally the loop is short. You top up your partner balance, draw down either ACU float or a batch of signed voucher PINs, and sell them on to merchants in your area. A merchant redeems a PIN or receives float, and it converts straight into verification credit — or a 30-day plan — on their own KODA account. Because merchants who can pay KODA directly get the lower direct price, the list price you sell at is simply the convenience premium a cash customer happily pays for being served locally, in person, today.
It is worth being clear about how this differs from referring merchants, because KODA runs both and they reward different things. The partner programme pays you a wholesale margin on inventory you buy and resell — you are a merchant of KODA credit. The referral programme, described in Refer a Merchant, Earn Free Credit — the KODA Referral Programme, instead pays a lifetime commission on merchants you introduce who then pay KODA directly. Many partners do both: they resell inventory for immediate margin and refer the larger merchants who would rather hold their own account, earning on both sides of the same relationship.
Every merchant you bring onto KODA, whether by selling them inventory or referring them, becomes part of a network that grows more valuable as it grows — the shared fraud defence in The Shared Fraud Network: One Attacker, Everyone’s Warning protects all of them at once, which makes the product easier to keep selling. If you want a prepaid, chargeback-free line of business with margins you can see and scale at your own pace, this is it. Read the terms and current rates on Become a KODA partner — earn reselling payment verification, see how partners fit the wider growth engine on KODA Growth Partner Programme, and when you are ready, Get started with KODA free.
Both buy verification inventory at wholesale and resell it at the list price; the difference is the rate. A reseller buys at 80% of list and keeps a 20% spread, while a distributor buys at 85% and keeps 15% in exchange for larger standing volume. Current rates are on Become a KODA partner — earn reselling payment verification.
No. Partners sell face to face, over SMS, or with printed voucher PINs, with no device and no integration. If you can sell airtime, you can sell KODA verification credit. The offline voucher mechanism is covered in Mobile Money Verification Vouchers That Work Offline.
No. The programme is fully prepaid: you buy inventory up front and the money a merchant pays you is final. ACU credit does not expire on a shelf and voucher PINs simply wait to be redeemed, so you carry no perishable stock and face no reversals.
You keep the spread between wholesale and list. Every $100 of voucher inventory bought at 80% resells for $125 — a $25 margin — and a reseller moving $1,000 a week keeps about $200 a week. Margins scale with volume; see Become a KODA partner — earn reselling payment verification.
Reselling pays you a wholesale margin on credit you buy and sell on. The referral programme, in Refer a Merchant, Earn Free Credit — the KODA Referral Programme, instead pays a lifetime commission on merchants you introduce who pay KODA directly. You can do both at once.